*1. General Overview
All payments made on [www.pluckndeliver.com](https://www.pluckndeliver.com) are processed through secure, third-party payment gateways. By using these services, you agree to comply with the terms of the respective payment service providers (PSPs) in addition to these terms.

*2. Transaction Currency
All transactions are processed in *Indian Rupees (INR)* unless otherwise specified. For international cards, the exchange rate and any additional conversion fees will be determined by your issuing bank.

*3. Payment Methods
We accept various forms of electronic payment, including:
* Credit Cards / Debit Cards (Visa, Mastercard, RuPay, etc.)
* Net Banking
* UPI (Unified Payments Interface)
* Approved Digital Wallets

*4. Payment Security
The Company does not store your credit card, debit card, or net banking credentials on its servers. All sensitive financial data is encrypted and handled directly by the PCI-DSS compliant payment gateway provider.

*5. Failed Transactions
In the event of a transaction failure where the amount is deducted from your account but not credited to the Company:
* The amount is usually automatically refunded by your bank within 5–7 working days.
* The Company is not liable for delays caused by the banking network or the payment gateway provider.

*6. Refund and Cancellation Policy
* *Refunds:* Any eligible refunds will be credited back to the original payment source (card, bank account, or wallet) used during the transaction.
* *Timeline:* Once approved, refunds typically take 7–10 business days to reflect in your account, depending on your bank's policies.
* *Convenience Fees:* Any non-refundable convenience fees or taxes charged by the payment gateway at the time of purchase may not be refundable unless the error is on the part of the Company.

*7. Unauthorized Charges
If you notice any unauthorized transaction on your card or bank account related to a purchase on our website, please notify your bank immediately and inform our support team at Pnd021121@yahoo.com.

*8. Limitation of Liability
Pluck N Deliver Private Limited shall not be held liable for any damages, interests, or claims resulting from:
* The payment gateway’s failure to process a transaction.
* Unauthorized hacking or data breaches occurring on the payment gateway’s platform.
* Refusal of payment by the issuing bank for any reason.

*9. Modifications
The Company reserves the right to change, add, or remove portions of these Payment Terms at any time without prior notice. Continued use of the website following any changes constitutes acceptance of the new terms.

*10. Governing Law
These terms are governed by the laws of India. Any disputes arising from transactions shall be subject to the exclusive jurisdiction of the courts in *Hyderabad, Telangana*.

### *Corporate Information:* *Entity Name:* Pluck N Deliver Private Limited
*Registered Office:* 101, Swathi Block, Medha Rejoice Apartments, Radhakrishna Nagar, Hyderguda, Attapur, Hyderabad, Telangana - 500048
*Website:* [www.pluckndeliver.com](https://www.pluckndeliver.com)